Loan Options

Welcome to our smörgåsbord.

In Sweden, this would be a page filled with meats, cheeses and salads. Here, it's a diverse menu of mortgages served fresh every day.

Ready to get started?
Already a customer and need help? Contact Us.

Select your mortgage goals to help you choose:

Down Payment Terms Credit Score Mortgage Insurance Maximum Loan
Fixed Rate Mortgage
Learn more
5% 15 or 30 years, fixed 620 minimum No (if under 80% loan-to-value) Varies by area
FHA Loan
Learn more
3.5% 10, 15, 20, 25 or 30 years, fixed and adjustable 640 minimum (unless approved by FHA Choice) Yes Varies by area
VA Loans
Learn more
None 15, 20, 25 or 30 years, fixed and adjustable 620 minimum No Varies by area
Jumbo Loans
Learn more
20% 15 or 30 years, fixed and adjustable 700 minimum No $2.5 million
Rural Housing (USDA) Loans
Learn more
None 30 years, fixed 640 minimum No (Up-Front Guarantee Fee financed into loan) Varies by area
FHA Choice Loan
Learn more
3.5% 30 years, fixed 500 minimum Yes Varies by area
FHA 203(k) Loan
Learn more
3.5% 30 years, fixed 640 minimum Yes Varies by area
Adjustable Rate Mortgage (ARM)
Learn more
Varies 3/1, 5/1, 7/1 or 10/1 Varies Varies Varies
HARP Loan
Learn more
None Multiple years, fixed and adjustable 620 minimum Yes $417,000

Reverse Mortgages

Reverse Mortgages give seniors the ability to live in their home with no monthly mortgage payments by converting their homes equity into cash while still maintaining ownership! Learn more

Disclaimer: Some products and services may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.