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This mortgage takes more commitment because you're making higher monthly payments. But if you have the financial cushion, get this mortgage and start thinking of the day when you won't have one. That day can come a lot sooner.

Key Features of a 15 Year Fixed Rate Mortgage

  • Commit to a slightly higher monthly payment and pay off your mortgage in less time
  • Keep your fixed rate so you can budget confidently
  • Get a mortgage with only 5% down payment
  • Put down 20% or more and you won’t pay mortgage insurance


Down Payment 5% of the final loan amount
Terms 15 years, fixed rate
Credit Score 620 minimum
Mortgage Insurance No, if under 80% loan-to-value
Maximum Loan Limit Yes*
*Some “high balance” areas have loan limits above the standard level.

Start Pursuing the American Dream

If you're ready to take the next step, work with a team that can provide the personal attention you deserve. Our mortgage company has helped over 200,000 borrowers fulfill their dream of home ownership. We'd love to help you too!